借钱法则-想借再借(1)

Rules to Follow When Lending Money to Friends andFamily

 

借钱给家人和朋友的法则

 

Only Say Yes if You Mean It

 

想借再借

 

 

If you feel guilt-tripped into making the loan by the asker （"I'm desperate！"）or you question your own hesitation¹ （"I must be a bad person or I wouldn't feel conflicted"）, then turn her down, says Levine.

 

 

If you do cough up the cash when you aren't sure youwant to, you risk feeling resentful, and that can cripple the relationshipbefore it's even time for her to repay you. Not going through with the loan doesn't make you selfish or a bad friend; the response may actually protecty our bond, she adds.

 

 

Levine suggests graciously declining with a sentimentlike, "I'd really like to help, but I don't have the extra money to loan rightnow. If you feel like you need to explain further, mention an unexpectedexpense you were recently hit with, such as higher health insurance premiums,or something you have to save for, like your kids' college education.

 

 

Offering to help brainstorm² other sources for theloan or ways to bring down her debt （if that's the situation）can be a thoughtful nextmove. A true friend or relative will be willing to accept no and then thank youfor any additional help. If she doesn’t, better thatyour relationship sours before you've forked over any funds.

 

 

 

1 hesitation   

n.犹豫，踌躇

参考例句：

• After a long hesitation, he told the truth at last.踌躇了半天，他终于直说了。
• There was a certain hesitation in her manner.她的态度有些犹豫不决。

2 brainstorm   

vi.动脑筋，出主意，想办法，献计，献策

参考例句：

• The women meet twice a month to brainstorm and set business goals for each other.她们每个月聚会两次，在一起出谋献策，为各自制定生意目标。
• We can brainstorm a list of the most influential individuals in the company.我们可以集体讨论，列出该公司中最有影响的人员的名单。