借钱法则-不要把最后期限一拖再拖(5)

Rules to Follow When Lending Money to Friends andFamily

 

借钱给家人和朋友的法则

 

Never Let the Due Date Slide

 

不要把最后期限一拖再拖

 

If your dinero doesn't show on time, ignoring the lateness or making excuses for not confronting the borrower would be a mistake.She might continue going along as if the due date you set is a loose guideline rather than a rule.

 

Make it more businesslike, so neither of you feels like you're taking advantage of the other. "I did this the last time I lent money to a friend," says Ellis, who suggests putting details about a late penalty in your written agreement; a friend would have to pay the penalty on top of the regular payment. This tactic¹ would hopefully save you from having to send reminders²... and save you from regretting your decision to play banker.

 

A five-day grace period, says Ellis, is reasonable before hitting your friend with the fine, since things do happen. If signs are pointing to more serious delinquency—a number of scheduled payments have been missed and numerous follow-up emails or phone calls from you are ignored—it might be a good idea to consult with an attorney. ”If the borrower still doesn’t pay, you can take them to court,” says Prakash.

 

1 tactic   

n.战略，策略；adj.战术的，有策略的

参考例句：

• Reducing prices is a common sales tactic.降价是常用的销售策略。
• She had often used the tactic of threatening to resign.她惯用以辞职相威胁的手法。

2 reminders   

n.令人回忆起…的东西( reminder的名词复数 )；提醒…的东西；（告知该做某事的）通知单；提示信

参考例句：

• The film evokes chilling reminders of the war. 这部电影使人们回忆起战争的可怕场景。
• The strike has delayed the mailing of tax reminders. 罢工耽搁了催税单的投寄。