公务员口语26

Money Exchange and Remittance¹

Dialogue 1

-Excuse me,can I change money in this hotel?I want to change some RMB to cover my expense here.

-Yes,over there by the reception counter.

-I'd like to change 100 dollars.What is the exchange rate today?

-Sorry,sir.I'm not sure.You will have to ask at the exzchange desk.He will tell you the exact rate.

-But where is the exchange desk?

-In the front lobby,sir.And don't forget your passport,sir!You have to show it to the Clerk before he changes money to you.

-Oh,I see.Thank you for helping² me.

-Not at all.

Dialogue 2

-Good morning,sir.What can I do for you?

-Can you exchange U.S. dollars for Hong Kong dollars?

-Yes,how much do you want to change

-Two hundred U.S. dollars.What's the exchange rate today?

-One U.S. dollar to 6.7 HK dollars.Please show me your passport,sir.

-OK.Here you are,and here are 2 hundred notes.Please give me thirteen 100-HK-dollar notes.

-OK.Anything else?

-I have a traveler's letter of credit opened by FEDERAL RESERVE BANK.I'd like to know the rate for this traveler's L/C.

-Oh,let me see,the buying rate is one U.S. dollar to 6.7 HK dollars.

-Could you tell me why the buying rate is quite different from what you just quoted?Is there any change in the rate?

-I will be very glad to explain it to you.You see foreign currency is not negotiable in china.So we have to send the notes abroad by post and shall not be covered with the fund until a later date.It will also cost us freight and insurance charges in doing so.That is why the buying rate of the notes if lower.

-Oh,I see.

-Will you draw money against your traveler's L/C right now sir?

-No,thank you.Thank you very much for your good explanation and all you've done for me.

-It's a pleasure.

Dialogue 3

-Good afternoon,madam.Can I help you?

-Could you tell me my balance in this Letter of Credit/

-Oh,madam!The L/C is exhausted³.

-Well,could you find out whether there is a remittance for me from New York?

-Wait for a moment.I'll check for you.Yes,madam.There is a remittance for you.There are five hundred dollars.

-I want to convert the remittance into RMB.What exchange rate you are giving?

-The exhcange rate between U.S. dollar and RMB is 826 yuan for 100 U.S. dollars.How much of the remittance do you want to convert into RMB?

-The full amount of the remittance.

-Do you have any means of identification,please?

-Yes,here is my passport.

-Please sign the receipt in duplicate.

-Is it all right?

-OK.five hundred dollars make 4,130 yuan.Here are the cash and your passport.Have a check,please!

-4,130 yuan,that's right.Thank you very much.

-You're welcome.

Dialogue 4

-May I draw money against te traveler's letter of credit here?

-Certainly.How much do you want to draw?

-I'd like to draw 200 pounds.

-What kind of currency do you want?

-RMB.What's the rate for traveler's letter of credit?

-The exchange rate is 1,400 yuan against Pound Sterling⁴ 100.

-How much could I get?

-200 pound make 2,800 yuan.2.5 precent interest charges will be deducted⁵ from the proceeds after conversion⁶.And the balance remains⁷ 2,730 yuan.

-I think it is a sight draft,why is it subject to a deduction⁸ for discount interest?

-Also the time factor should be considered.You get the cash now,but we can't get the sum until the issuing bank receives the draft.It takes time and the loss of interest during foreign exchange is to its customers.

-Oh,I see.

-Please sign again on the top.

-All right.Here is my passport.

-Here are the cash.Please have a check.

-Thank you for your explanations.

-You are welcome.

1 remittance   

n.汇款，寄款，汇兑

参考例句：

• Your last month's salary will be paid by remittance.最后一个月的薪水将通过汇寄的方式付给你。
• A prompt remittance would be appreciated.速寄汇款不胜感激。

2 helping   

n.食物的一份&adj.帮助人的，辅助的

参考例句：

• The poor children regularly pony up for a second helping of my hamburger. 那些可怜的孩子们总是要求我把我的汉堡包再给他们一份。
• By doing this, they may at times be helping to restore competition. 这样一来, 他在某些时候,有助于竞争的加强。

3 exhausted   

adj.极其疲惫的，精疲力尽的

参考例句：

• It was a long haul home and we arrived exhausted.搬运回家的这段路程特别长，到家时我们已筋疲力尽。
• Jenny was exhausted by the hustle of city life.珍妮被城市生活的忙乱弄得筋疲力尽。

4 sterling   

adj.英币的(纯粹的，货真价实的)；n.英国货币(英镑)

参考例句：

• Could you tell me the current rate for sterling, please?能否请您告诉我现行英国货币的兑换率？
• Sterling has recently been strong,which will help to abate inflationary pressures.英国货币最近非常坚挺，这有助于减轻通胀压力。

5 deducted   

v.扣除，减去( deduct的过去式和过去分词 )

参考例句：

• The cost of your uniform will be deducted from your wages. 制服费将从你的工资中扣除。
• The cost of the breakages will be deducted from your pay. 损坏东西的费用将从你的工资中扣除。 来自《简明英汉词典》

6 conversion   

n.转化，转换，转变

参考例句：

• He underwent quite a conversion.他彻底变了。
• Waste conversion is a part of the production process.废物处理是生产过程的一个组成部分。

7 remains   

n.剩余物，残留物；遗体，遗迹

参考例句：

• He ate the remains of food hungrily.他狼吞虎咽地吃剩余的食物。
• The remains of the meal were fed to the dog.残羹剩饭喂狗了。

8 deduction   

n.减除，扣除，减除额；推论，推理，演绎

参考例句：

• No deduction in pay is made for absence due to illness.因病请假不扣工资。
• His deduction led him to the correct conclusion.他的推断使他得出正确的结论。