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This is Scientific American's 60-Second Science. I'm Steve Mirsky. This will just take a minute.
Remember the heady days of 2007 before the large economy sized recession? Well, even back then medical problems contributed to over 62 percent of all bankruptcies1, that’s according to a study by researchers at Harvard Med, Harvard Law and Ohio University just published online and scheduled for the August issue of the American Journal of Medicine. The authors note that with the recession, the 62 percent figure’s likely gone up even more. David Himmelstein, the lead author of the study said, “Our findings are frightening. Unless you’re Warren Buffett, your family’s just one serious illness away from bankruptcy2.” He also noted3 that private health insurance is a defective4 product, akin5 to an umbrella that melts in the rain. And co-author Steffie Woolhandler said, “We need to rethink health reform. Covering the uninsured is not enough. Reform also needs to help families already have insurance by upgrading their coverage6 and assuring that they never lose it.” Reforms that expand phony insurance, stripped-down plans riddled7 with co-payments , deductibles and exclusions8 won’t stem the rising tide of medical bankruptcy.
Thanks for the minute for Scientific American 60-second Science. I'm Steve Mirsky.
1 bankruptcies | |
n.破产( bankruptcy的名词复数 );倒闭;彻底失败;(名誉等的)完全丧失 | |
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2 bankruptcy | |
n.破产;无偿付能力 | |
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3 noted | |
adj.著名的,知名的 | |
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4 defective | |
adj.有毛病的,有问题的,有瑕疵的 | |
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5 akin | |
adj.同族的,类似的 | |
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6 coverage | |
n.报导,保险范围,保险额,范围,覆盖 | |
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7 riddled | |
adj.布满的;充斥的;泛滥的v.解谜,出谜题(riddle的过去分词形式) | |
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8 exclusions | |
n.不包括的项目:如接受服务项目是由投保以前已患有的疾病或伤害引致的,保险公司有权拒绝支付。;拒绝( exclusion的名词复数 );排除;被排斥在外的人(或事物);排外主义 | |
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