商务英语必备1000字 Unit1添加文本

banking¹ 银行业务



general business 一般业务



ATM 自动柜员机

You can change your PIN at the ATM.

你可以在自动柜员机上修改密码.



automatic bill payment自动转帐服务

Tina pays her phone bill with an automatic bill payment.

蒂娜利用自动转帐服务付电话帐单



balance差额 余额

If you keep a balance of $1,000, you won't have to pay the $20 monthly-service fee.

如果你保持1000美元的余额，就不必付每月20美元的服务费了



bank account帐户

How do I open a bank account here?

我要怎么开户



bank holiday银行公休日 国定休息日

What happens if payday falls on a bank holiday?

如果发薪日正好碰上了国休日那该怎么办



banking银行业务

Could you sign me up for online banking?

你能帮我申请网络银行服务么?



banknote纸币 钞票

Wads of banknotes were hidden in the bag.

包里藏了几数叠钞票



certificate of deposit定期存款

Redeeming² your certificate of deposit before maturity³ may result in withdrawal⁴ penalties.

如果你在定期前解约可能要付提前解约金



checking account 支票存款帐户

I need to make a withdrawal from my checking account.

我要从我的支票帐户中提款



deposit存款

I didn't get my pay deposit this month.

我这个月的薪水存款没有入帐



discount rate 贴现率

The discount rate is set by the Fed.

贴现率是由联储决定的



Individual Retirement⁵ Account 个人退休帐户

Does it matter where I open an Individual Retirement Account?

我到哪开个人退休帐户重要么？



interest利率

Interest rates are not expected to increase.

利率应不会再涨



safe-deposit box （银行）保险箱

She kept her jewels in her safe-deposit box.

她把珠宝放在银行保险箱里



savings⁶ account 储蓄存款帐户

I need to transfer money from my savings account to my checking account.

我要把钱从储蓄存款帐户转到支票存款帐户



signature 签名

Tom forged his boss's signature to steal company funds.

汤姆伪造了他老板的签名盗取了公司的资金



teller⁷出纳员

Marcy started as a bank teller, but now she's a loan officer.

玛希刚开始是当出纳员，但是现在是贷款员



transfer转账

The money has been transferred into my account.

钱已经转入我的帐户



wire汇款

Judy's father wired money to her bank account.

朱迪的父亲将钱汇入了她的帐户



withdraw取款

I withdrew $300 from my savings account.

我从我的储蓄存款帐户提取了300美元

 

 

1 banking   

n.银行业，银行学，金融业

参考例句：

• John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
• He possesses an extensive knowledge of banking.他具有广博的银行业务知识。

2 redeeming   

补偿的，弥补的

参考例句：

• I found him thoroughly unpleasant, with no redeeming qualities whatsoever. 我觉得他一点也不讨人喜欢，没有任何可取之处。
• The sole redeeming feature of this job is the salary. 这份工作唯其薪水尚可弥补一切之不足。

3 maturity   

n.成熟；完成；(支票、债券等)到期

参考例句：

• These plants ought to reach maturity after five years.这些植物五年后就该长成了。
• This is the period at which the body attains maturity.这是身体发育成熟的时期。

4 withdrawal   

n.取回，提款；撤退，撤军；收回，撤销

参考例句：

• The police were forced to make a tactical withdrawal.警方被迫进行战术撤退。
• They insisted upon a withdrawal of the statement and a public apology.他们坚持要收回那些话并公开道歉。

5 retirement   

n.退休，退职

参考例句：

• She wanted to enjoy her retirement without being beset by financial worries.她想享受退休生活而不必为金钱担忧。
• I have to put everything away for my retirement.我必须把一切都积蓄起来以便退休后用。

6 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

7 teller   

n.银行出纳员；(选举)计票员

参考例句：

• The bank started her as a teller.银行起用她当出纳员。
• The teller tried to remain aloof and calm.出纳员力图保持冷漠和镇静。