万花筒 2007-01-04&06, 猫猫的信用卡

This suburban¹ moggy is pretty much a black joke. He doesn't work, doesn't have an income, in fact he doesn't even leave the house. He gets everything from his owner Catherine Campbell . She had a feeling bank security was a little slack and wanted to test it out.

You know when you’re trying open up an account, they want you pay slips and they wanna all this information from you but to get an additional account, you don't need any of that to be verified.

Catherine already had a credit card with bank of Queensland and applied² for a second visa in Messiah, her kitty's name, and that’s when she caught the bank having a catnap.

They called me probably a week later to say they needed 100 points of ID from Messiah, and sent me back the application form with his credit card.
And Messiah doesn't have a driver's license³. No.
He doesn't own a passport, No he is only 2.

Messiah doesn't have a birth certificate? No.
But does have a credit card.

Well the bank already had Catherine's details to issue a second card. A card, she is liable for all charges on. All they needed was the actual card number, and that could have been provided by anyone.

You don't need to, you know, to hack⁴ into final internet when you can just steal someone's credit number and create a card for yourself.

In fact , had Messiah been a fraudster and not a feline⁵, Catherine wouldn't have even known the card existed.

I wasn't notified that the secondary card had been issued. Messaih could have put a different address and the card would’ve been sent there now, I wouldn't have known.

If it is that easy for a cat to be able to get a credit, you know, I measure a dog could get it.

Humorous maybe, but for Scott Brower, a financial expert who spends his days getting people out of credit card debt, and teaching them how to be money-savvy. It is downright frightening.

Well it certainly shows the concern both from a fraud point of view and also for other people to access money whether it’s children, whether it’s partners and other members of the family to get access money and then potentially spend money without the primary card holder⁶ knowing about it.

The bank of Queensland today apologized for the mistake. And they’re investigating how Messaih the moggy even got a visa in the first place, his credit card has now been cancelled. So too has Catherine's.

1 suburban   

adj.城郊的，在郊区的

参考例句：

• Suburban shopping centers were springing up all over America. 效区的商业中心在美国如雨后春笋般地兴起。
• There's a lot of good things about suburban living.郊区生活是有许多优点。

2 applied   

adj.应用的；v.应用，适用

参考例句：

• She plans to take a course in applied linguistics.她打算学习应用语言学课程。
• This cream is best applied to the face at night.这种乳霜最好晚上擦脸用。

3 license   

n.执照，许可证，特许；v.许可，特许

参考例句：

• The foreign guest has a license on the person.这个外国客人随身携带执照。
• The driver was arrested for having false license plates on his car.司机由于使用假车牌而被捕。

4 hack   

n.劈，砍，出租马车；v.劈，砍，干咳

参考例句：

• He made a hack at the log.他朝圆木上砍了一下。
• Early settlers had to hack out a clearing in the forest where they could grow crops.早期移民不得不在森林里劈出空地种庄稼。

5 feline   

adj.猫科的

参考例句：

• As a result,humans have learned to respect feline independence.结果是人们已经学会尊重猫的独立性。
• The awakening was almost feline in its stealthiness.这种醒觉，简直和猫的脚步一样地轻悄。

6 holder   

n.持有者，占有者；(台，架等)支持物

参考例句：

• The holder of the office of chairman is reponsible for arranging meetings.担任主席职位的人负责安排会议。
• That runner is the holder of the world record for the hundred-yard dash.那位运动员是一百码赛跑世界纪录的保持者。