新东方商务口语[23]:Opening an Account 开账户

Personal Banking¹ 个人银行业务

1. Opening an Account 开账户

Mr. Lee: I would like to open an account please.
我要开个户头。
Teller²: Do you have any form of ID?
您有证件吗？

Mr. Lee: I have my Tennis Club card. Is that good enough?
我有网球俱乐部的会员证，可以吗？
Teller: I’m afraid not. It has to be a passport or a valid³ driver’s license⁴.
不行。需要护照或者有效的驾驶执照。
Mr. Lee: Oh… wait a minute… here’s my driver’s license.
等等……我有驾驶执照。

Teller: OK, just fill in this application. You can sit over there. This brochure explains our services. We have free checking, and you will be given a debit⁵ card and on ATM card. There is no service charge on the debit card, but each ATM transaction costs one dollar.
请填写这份表格。您可以坐在那边填写。这个小册子对我们的服务有说明。我们有免费的支票户头。我们会给您一张借记卡和一张ATM卡。借记卡不收服务费。但是自动提款机每次收费一美元。
Mr. Lee: OK, I’ll fill out the form and come right back.
好的，我填好表格就回来。

open an account 开账户
fill in 填写
application 申请表
brochure 手册
free checking 开支票不额外收费
a debit card 借记卡
service charge 服务费

1 banking   

n.银行业，银行学，金融业

参考例句：

• John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
• He possesses an extensive knowledge of banking.他具有广博的银行业务知识。

2 teller   

n.银行出纳员；(选举)计票员

参考例句：

• The bank started her as a teller.银行起用她当出纳员。
• The teller tried to remain aloof and calm.出纳员力图保持冷漠和镇静。

3 valid   

adj.有确实根据的；有效的；正当的，合法的

参考例句：

• His claim to own the house is valid.他主张对此屋的所有权有效。
• Do you have valid reasons for your absence?你的缺席有正当理由吗？

4 license   

n.执照，许可证，特许；v.许可，特许

参考例句：

• The foreign guest has a license on the person.这个外国客人随身携带执照。
• The driver was arrested for having false license plates on his car.司机由于使用假车牌而被捕。

5 debit   

n.借方，借项，记人借方的款项

参考例句：

• To whom shall I debit this sum?此款应记入谁的账户的借方？
• We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱，只得给他寄去一张借条所要欠款。