银行英语口语－新开帐户

 　　银行是我们一般都会打交道的地方，尤其是身在国外的人，总免不了要去开个户、存点钱之类的。开户就有现金户头和支票户头，存钱就有定期活期，你知道去了银行要怎么说吗？

　　What kind of account did you have in your mind?

　　你想开哪种帐户?

　　Do you like to open a current account?

　　你想开一个活期存款帐户吗?

　　A deposit or current account?

　　定期还是活期?

　　Please tell me how you would like to deposit your money.

　　请告诉我你想存何种户头?

　　There's a service charge for the checking account but no charge for the savings¹.

　　支票户头要收服务费，现金户头不收。

　　Our minimum deposit for a savings account is 100 dollars.

　　我们储蓄存款的最低存款额是100美元。

　　Five yuan is the minimum original deposit.

　　最低起存款额是5元。

　　You can open a savings account at any time with an initial deposit of 50 dollars.

　　你可随时以50美圆的起存额开立储蓄帐户。

　　Even one yuan is all right.

　　甚至一元也可以起存。

　　Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.

　　这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。

　　I should like to open a current account.

　　我想开一个活期存款帐户。

　　I need a checking account so that I can pay my bill.

　　我需开个支票帐户，这样就能付帐。

　　We'd like to know how we open a checking-savings account.

　　我们想知道如何开一个支票储蓄帐户。

　　I have a checking account here.

　　我在这里有一个支票存款帐户。

　　I think I'd like a deposit account.

　　我想要开个定期存款帐户。

　　Can I open a current account here?

　　我能否在这儿开个活期存款帐户？

　　I want to open a deposit account with you.

　　我要开个储蓄帐户。

　　I'd like to open a deposit account with you.

　　我想在你们这儿开个定期存款帐户。

　　Could you tell me the difference between a savings account and a checking account?

　　请告诉我储蓄存款与支票存款的区别好吗？

　　Please tell me the procedure for opening a savings account.

　　请告诉我开个储蓄帐户需要什么手续。

　　Will 100 yuan be enough for a minimum deposit?

　　100元作最低存款额够吗？

　　I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.

　　我想知道开一个支票帐户200元存款是否够。

　　Could you tell me how to operate this account?

　　请告诉我如何经管这个帐户好吗？

　　Is there any minimum for the first deposit?

　　第一次储蓄有最低限额吗？

　　How much does each account cost?

　　每个帐户要花多少钱？

　　Useful Phrases

　　current deposit, current account 活期存款

　　fixed deposit, fixed account 定期存款

　　fixed deposit by installments 零存整取

　　joint account 联名存款帐户

　　to open an account 开户头

1 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。