银行英语口语－存款

    How much do you want to deposit with us?
    你想在我们这存多少？
    How much do you wish to pay into your account?
    你希望在你的户头上存多少？
    How much money do you plan to keep in your account on a regular basis?
    你计划在你的户头上定期存放多少钱？
    How much cash do you plan to deposit in your account?
    你有多少钱要存入呢？
    I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
    我认为你可把钱存入银行，或留在银行暂保管起来。
    Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
    请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？
    I want to deposit 300 yuan in my account.
    我想在我的户头上存300元。
    I want to deposit these cheques in my account.
    我想把这些支票存在我的户头上。
    I'd like to pay 200 yuan into my deposit account.
    我想在在我的定期存款户头上存200元。
    I want to deposit my paycheck.
    我想存入我的工资支票。
    I'd like to know whether I can cash a cheque here.
    我想知道我能否在这兑换支票。
    Will you please cash this traveler's cheque?
    请兑现这张旅行支票好吗？
    I'd like to cash this money order.
    我想兑现这张汇款单。
    I want to cash the balance of a traveler's letter of credit.
    我要把旅行信用证的结余兑现。
    Will you please tell me whether you charge for cheques?
    请告诉我兑换支票收手续费吗？
    Could you tell me how much the checks cost?
    请告诉我这些支票要花多少钱？
    What if I overdraw¹?
    如果透支了怎么办？
    Please sign your name on the bottom line if you want to cash the check.
    如果想兑支票，请在底线上签名。
    Please write your account number on the back of the check.
    请在支票背面写上你的帐号。
    We honored the check as the overdraft² was only 5 yuan.
    我们承兑这张支票的透支额只有5元。
    Please endorse³ the cheque.
    请背签这张支票。
    The traveler's checks cost 1.5% of the total amount of purchase.
    旅行支票手续费是购买总额的1.5%。
    Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
    这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。
    Each cheque you write will cost 2 dollars.
    你每开一张支票将花2美圆。
    　
    Useful Words and Phrases
    account number 帐目编号
    depositor 存户
    pay-in slip 存款单
    a deposit form 存款单
    a banding machine 自动存取机
    to deposit 存款
    deposit receipt 存款收据
    private deposits 私人存款
    certificate of deposit 存单
    deposit book, passbook 存折
    credit card 信用卡
    principal 本金
    overdraft, overdraw 透支
    to counter sign 双签
    to endorse 背书
    endorser 背书人
    to cash 兑现
    to honor a cheque 兑付
    to dishonor a cheque 拒付
    to suspend payment 止付
    cheque,check 支票
    cheque book 支票本
    order cheque 记名支票
    bearer cheque 不记名支票
    crossed cheque 横线支票
    blank cheque 空白支票
    rubber cheque 空头支票
    cheque stub, counterfoil 票根
    cash cheque 现金支票
    traveler's cheque 旅行支票
    cheque for transfer 转帐支票
    outstanding cheque 未付支票
    canceled cheque 已付支票
    forged cheque 伪支票
    Bandar's note 庄票，银票

1 overdraw   

n.透支，超支

参考例句：

• Borrow write down card to be not had overdraw function.借记卡不具备透支功能。
• Overdraw will indicate how much of the screen is consuming overdraw time.透支模式将显示屏幕消耗的透支时间。

2 overdraft   

n.透支，透支额

参考例句：

• Her bank warned that unless she repaid the overdraft she could face legal action.银行警告她如果不偿还透支钱款，她将面临诉讼。
• An overdraft results when a note discounted at a bank is not met when due.银行贴现的支票到期而未能支付就成为透支。

3 endorse   

vt.(支票、汇票等)背书，背署；批注；同意

参考例句：

• No one is foolish enough to endorse it.没有哪个人会傻得赞成它。
• I fully endorse your opinions on this subject.我完全拥护你对此课题的主张。