影响普通人蜕变为百万富翁的三大因素

 Most high net worth Americans say they worked their way up from a lower class.

美国大多数高净值人士表示，他们是从下层社会一步步奋斗起来的。

That's according to a report released by U.S. Trust, based on a survey that asked 684 adults in the U.S. with $3 million or more of "investible assets" hundreds of questions.

这个结论来自于美国信托发布的一份报告，该报告是基于对美国684名拥有300万美元或更多的“可投资资产”的成年人所提出的包含数百个问题的一项调查。

About 77% of those surveyed said they grew up in the middle class or lower, including 19% who say they were poor.

大约有77%的受访者表示，自己出生在中产阶级或更低阶层的家庭，其中有19%的人甚至表示自己出生于穷人家。

影响普通人蜕变为百万富翁的三大因素

And they credit their success to three somewhat surprising factors: Hard work, ambition and family upbringing. Respondents even went so far as to say that these influences were much more important than "connections" or "innate¹ talent."

不过，他们将成功归功于3个令人意想不到的因素：辛勤工作、积极进取和家庭教育。受访者还表示，相对而言，这些因素比“关系”或“天赋”更为重要。

"The points seem to be so traditional in nature," said Chris Heilmann, the chief fiduciary² executive at U.S. Trust, Bank of America's private wealth management firm. "It's about deeply held family values rather than an inheritance or existing wealth,"

美国银行私人财富管理公司美国信托的高管克里斯·海勒曼表示：“这些观点看起来是很传统的。家庭价值要比继承或现有的财富更具影响力。”

The survey was also a shout-out to strict parents. About 80% of respondents said their parents were firm disciplinarians. They also named "academic achievement," "financial discipline" and "work participation³" as the family values that were most emphasized in their homes.

调查还显示，严格的父母也是绝大多数美国百万富翁成功的功臣。约有80%的受访者表示，父母对自己要求很严格。此外，受访者声称，“学术成就、财务约束和工作参与”也是他们的家庭教育中最为看重的几点。

"It indicates the American Dream seems to be alive and well," Heilmann said.

海勒曼说，“这表明美国梦仍然颇具生机，深入人心。”

Considering that some people might doubt that, Heilmann said that the results were "refreshing⁴, encouraging and a bit surprising."

考虑到可能有部分人对此怀疑，海勒曼解释称，这个结果“很振奋、鼓舞人心，也有点出乎意料”。

1 innate   

adj.天生的，固有的，天赋的

参考例句：

• You obviously have an innate talent for music.你显然有天生的音乐才能。
• Correct ideas are not innate in the mind.人的正确思想不是自己头脑中固有的。

2 fiduciary   

adj.受托的，信托的

参考例句：

• A company director owes a fiduciary duty to the company.公司董事应对公司负责受托人责任。
• He was acting in a fiduciary capacity.他以受托人身份行为。

3 participation   

n.参与，参加，分享

参考例句：

• Some of the magic tricks called for audience participation.有些魔术要求有观众的参与。
• The scheme aims to encourage increased participation in sporting activities.这个方案旨在鼓励大众更多地参与体育活动。

4 refreshing   

adj.使精神振作的，使人清爽的，使人喜欢的

参考例句：

• I find it'so refreshing to work with young people in this department.我发现和这一部门的青年一起工作令人精神振奋。
• The water was cold and wonderfully refreshing.水很涼，特别解乏提神。