We need to figure how much money we are spending and what we are spending on.

Why?

Well, I think we could be saving more.

Really? Well, okay. Get the receipts out.

Let's see. We spent $700 for our home loan payment, $400 on groceries, $75 on utilities, $250 on gasoline, $100 on books, and $300 on entertainment last month.

That's $1825.

We put $500 into the savings account, and $750 into our stock account.

$3075, our pay checks are $3300 combined. That means we don't have any receipts for $225.

Right.