花 销
CPI在增长，消费观念也在改变，从存钱攒钱到“月光族”甚至到“花明天的钱，圆今天的梦”，这种改变似乎已经成为了一种潮流。那么是不是要跟着这个潮流呢？
我真的需要平衡预算并改善我的用钱方式了。
I really need to balance my budget and handle my money better.
★ balance v. 平衡
★ budget n. 预算
★ handle v. 处理，管理
把你的信用卡给我，你花钱总是寅吃卯粮的。
Give me your credit cards. You’re living beyond your means.
★ means n. 收入
● credit card“信用卡”
■ live beyond one's means 表示“入不敷出，过度消费”。
我想更好地控制我的开销。I want to control my spending better.
○ Why don’t you control your spending?
你为什么不控制一下你的开销呢？
★ spending n. 开销，花费
你需要更好地控制自己。You need to have more self-control.
○ Control your expenses.
控制你的花销。
★ self-control n. 自我控制，自制
★ expense n. 花销，花费
你花钱太多了，而且大多数花费都是不太有必要的。
You did spend too much, and most of the expense was kind of unnecessary.
★ unnecessary a. 不必要的
我花钱一直大手大脚的。I have been spending too much money.
○ I can’t spend money in one place.
我不能乱花钱。
我的生活开销超出我的底限了。I am living above my limit.
○ I have already spent beyond my limit.
我的开销已经超出底限了。
■“above”、“beyond”在上面这两句话中的意思都是“超过”。
这要一大笔开销的。That’ll cost an arm and a leg.
= That'll cost a pretty penny.
= That'll cost a great deal of money.
你知道，钱不是从天上掉下来的。
You know, money doesn’t grow on trees.
○ You should use it wisely.
你应该明智地花钱。
★ wisely ad. 明智地，精明地，英明地
对于那些只存钱不花钱的人来说，人生是苦短的。
Life is too short to him who’s always been saving money and not using it.
○ You can’t take it with you.
生不带来，死不带去。
○ Don’t be such a miser.
别像个守财奴似的。
★ miser n. 吝啬鬼，守财奴
我必须得控制自己，因为我经常出去乱花钱。
I have to control myself because I always go out and spend like crazy.
● like crazy“发疯似地，拼命地”
Expenses
Harry：Damn it, I’m running out of money again. I really need to balance my budget and handle my money better.
Lily：You did spend too much, and most of the expense was kind of unnecessary.
Harry：But I make it.
Lily：Though, you don’t have to spend every penny you make. You could save some every month, like a lot of other people do.
Harry：I work hard so I deserve to enjoy but that costs money.
Lily：You should save in case of an emergency. You need to have more self-control. What things did you spend your money on?
Harry：The problem is that I have no idea. I didn’t pay attention.
Lily：Let bygones be bygones. Start saving right now.
花 销
哈里：见鬼，我又要没钱了。我真的需要平衡预算并改善我的用钱方式了。
莉莉：你花钱太多了，而且大多数花费都是不太有必要的。
哈里：但这都是我赚的钱。
莉莉：尽管如此，你也不必把你赚的每分钱都花了。你可以像其他人那样，每个月都存点儿钱。
哈里：我工作很辛苦，所以应该好好享受享受，可是这是要花钱的。
莉莉：为了应急，你应该存钱。你需要更好地控制自己。你的钱都花哪里去了？
哈里：问题是我也不知道，我没有注意。
莉莉：过去的事情就让它过去吧。现在开始存钱吧
单 词
deserve v. 应受，值得
emergency n. 紧急情况
bygone n. 过去的
详细解说
“in case of...”意为“如果…，万一…”。
例如：In case of fire, break the glass.（万一遇到火灾，就把玻璃砸了。）
另外“（just） in case”表示“以防万一”。
例如：Take an umbrella, in case it rains.（带把伞，万一下雨可以用。）
He had his camera ready, just in case he saw something that would make a good picture.
（他把照像机准备好，万一看到适合拍照的东西就能用得上。）
In case I'm late, start without me.（万一我迟到了，就不要等我先开始吧。）
“pay attention （to **./sth.）”意思是“注意（某人或某事）”，
例如：I'm sorry, I wasn't paying attention to what you were saying.
（对不起，我没有注意你在说什么。）
They paid no attention to him.（他们不注意他。）
“Let bygones be bygones.”意思是“过去的事情就让它过去吧。”，一般指不太好的事情
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