美国国家公共电台 NPR N.Y. Attorney General: Nation's Flood Insurance Program Defrauding Taxpayers

N.Y. Attorney General: Nation's Flood Insurance Program Defrauding¹ Taxpayers²

RENEE MONTAGNE, HOST:

NPR and Frontline recently brought you a story investigating insurance companies in the wake of Superstorm Sandy. We found that private insurance companies made millions off the nation's flood insurance program. And yesterday, the New York attorney general's office released a report finding that a lack of accountability in that flood program is very costly³ to taxpayers. It also brought charges of fraud. NPR's Laura Sullivan has more.

LAURA SULLIVAN, BYLINE⁴: In the years after Sandy, tens of thousands of homeowners came forward saying the nation's flood insurance program shortchanged them, dragged them through years-long delays and hid information from them. The New York attorney general's office has now found that much of that is true. The report finds flood insurance does not cover what it promises in its ads, that many engineers and others hired to evaluate damage were not qualified⁵ and that homeowners were wrongly prevented from seeing copies of their own reports.

ROBERT MILLER⁶: It most certainly is not transparent⁷ to the general consumer.

SULLIVAN: Robert Miller is an assistant attorney general who helped write the report. He and other investigators⁸ found FEMA, which runs the flood program, is not keeping track of fees it pays engineers and insurance companies to manage the policies. The report says, quote, "this lack of transparency and accountability can and does lead to inflated⁹ costs, defrauding the federal government of possibly millions."

MILLER: You know, every dollar matters. And these parties are fiscally¹⁰ responsible to the taxpayers.

SULLIVAN: The AG's office yesterday also announced 50 felony charges against an engineering firm for writing allegedly fraudulent reports. Homeowner Doug Quinn fought FEMA and his insurance company for years after the storm. He's still not home. He says he wants to see the program fixed¹¹ before another group of storm victims has to go through the same process.

DOUG QUINN: Vindication¹² is of small comfort at this point because the fact is is that this all should have been worked out years ago.

SULLIVAN: FEMA officials say they are adding oversight¹³ and transparency and plan to let homeowners have access to their reports. Laura Sullivan, NPR News, Washington.

1 defrauding   

v.诈取，骗取( defraud的现在分词 )

参考例句：

• Second is the actor regards defrauding of the wealth as object. 第二，行为人以骗取钱财为目的。 来自互联网
• Therefore, DELL has the motive and economic purpose of intentionally defrauding the Chinese consumers. 因此，戴尔公司存在故意欺诈中国消费者的动机和经济目的。 来自互联网

2 taxpayers   

纳税人，纳税的机构( taxpayer的名词复数 )

参考例句：

• Finance for education comes from taxpayers. 教育经费来自纳税人。
• She was declaiming against the waste of the taxpayers' money. 她慷慨陈词猛烈抨击对纳税人金钱的浪费。

3 costly   

adj.昂贵的，价值高的，豪华的

参考例句：

• It must be very costly to keep up a house like this.维修这么一幢房子一定很昂贵。
• This dictionary is very useful,only it is a bit costly.这本词典很有用，左不过贵了些。

4 byline   

n.署名；v.署名

参考例句：

• His byline was absent as well.他的署名也不见了。
• We wish to thank the author of this article which carries no byline.我们要感谢这篇文章的那位没有署名的作者。

5 qualified   

adj.合格的，有资格的，胜任的，有限制的

参考例句：

• He is qualified as a complete man of letters.他有资格当真正的文学家。
• We must note that we still lack qualified specialists.我们必须看到我们还缺乏有资质的专家。

6 miller   

n.磨坊主

参考例句：

• Every miller draws water to his own mill.磨坊主都往自己磨里注水。
• The skilful miller killed millions of lions with his ski.技术娴熟的磨坊主用雪橇杀死了上百万头狮子。

7 transparent   

adj.明显的，无疑的；透明的

参考例句：

• The water is so transparent that we can see the fishes swimming.水清澈透明，可以看到鱼儿游来游去。
• The window glass is transparent.窗玻璃是透明的。

8 investigators   

n.调查者，审查者( investigator的名词复数 )

参考例句：

• This memo could be the smoking gun that investigators have been looking for. 这份备忘录可能是调查人员一直在寻找的证据。
• The team consisted of six investigators and two secretaries. 这个团队由六个调查人员和两个秘书组成。 来自《简明英汉词典》

9 inflated   

adj.（价格）飞涨的；（通货）膨胀的；言过其实的；充了气的v.使充气（于轮胎、气球等）( inflate的过去式和过去分词 )；（使）膨胀；（使）通货膨胀；物价上涨

参考例句：

• He has an inflated sense of his own importance. 他自视过高。
• They all seem to take an inflated view of their collective identity. 他们对自己的集体身份似乎都持有一种夸大的看法。 来自《简明英汉词典》

10 fiscally   

在国库方面，财政上，在国库岁入方面

参考例句：

• Nor will fiscally stretched governments pump more money into the political equivalent of a leper colony. 财政吃紧的政府也不愿将更多的钱投入这个避之唯恐不及的政治瘟疫区。
• We are more fiscally constrained, which forces us to work smarter and more efficiently. 与F-15相比我们资金上的限制更大了，美女类小游戏，这迫使我们更为精心和有效地工作。

11 fixed   

adj.固定的，不变的，准备好的；(计算机)固定的

参考例句：

• Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗？
• Once the aim is fixed,we should not change it arbitrarily.目标一旦确定，我们就不应该随意改变。

12 vindication   

n.洗冤，证实

参考例句：

• There is much to be said in vindication of his claim.有很多理由可以提出来为他的要求作辩护。
• The result was a vindication of all our efforts.这一结果表明我们的一切努力是必要的。

13 oversight   

n.勘漏，失察，疏忽

参考例句：

• I consider this a gross oversight on your part.我把这件事看作是你的一大疏忽。
• Your essay was not marked through an oversight on my part.由于我的疏忽你的文章没有打分。