UK Culture-What's a University Education Worth? 高等教育的价值是什么？

 Every year, it costs British students more and more to attend university. Students are graduating with larger and larger debts. So is a university degree really worth it?

In 2006, the UK government started to allow universities in England and Wales to charge British students tuition¹ fees. As a result, more than 80% of students in England and Wales now take out a student loan² in order to go to university. They use the loan to pay for tuition fees, books and living expenses. Although the interest on student loans³ is quite low, it begins as soon as the student receives the loan.

The average student in England and Wales now graduates from university with debts of around ￡12,000. Students of medicine, who study for longer, usually have debts of more than ￡20,000. That is a lot of money. It means graduates cannot afford to buy a house for many years. They even struggle to pay rent on a flat, because they have to start paying back the student loan when they reach the April after graduating (or after leaving a course). If you start to earn over ￡15,000 a year, the government takes repayments⁴ directly from your monthly⁵ salary. Is it any surprise, therefore, that the average British person does not leave their parents’ home until they are 30 years old?

You might think that a British person with a degree will find it easy to get a well-paid job. However, most people in “white-collar jobs” seem to have a degree these days, so there is a lot of competition. Also, British companies tend to value work experience over a piece of paper. Like everyone else, graduates usually have to start at the bottom and work their way up. That can be very frustrating⁶ for them, since they are often over-qualified for the work they are doing. While at university, they had dreams of getting an exciting, challenging job. Therefore, life after university ends up being quite disappointing for a lot of graduates.

All of the above is beginning to make British people question whether a university degree is really worth the money. Even before the credit⁷ crunch⁸ started, the BBC stated, 'The number of British students at UK universities has fallen for the first time in recent history... from 1.97 million in 2007 to 1.96 million last year [2008]’. It looks like the figures will continue to decline⁹, since loan companies are now telling some students that there are no loans available for them. Forecasts are that between 2009-19 there will be a fall of 6% in the number of 18-25 year-old university applicants¹⁰ across the UK.

Students have always been seen as not having a lot of money, but “student poverty” is now considered a real problem in the UK. Most British students expect to get a loan, part-time job or summer job. Worse than that, however, is the fact student leaders report there are increasing numbers of students turning to crime to support themselves financially.

By contrast, things are now easier for students from other countries coming to study in the UK, since the value of the British pound has fallen. More international students come to Britain each year. The British universities offer more and more of the available places to richer international students rather than poorer British students. Some British people fear that, one day, there won’t be any university places left for British students at all. 

1 tuition   

n.（某一学科的）教学，讲授，指导，学费

参考例句：

• Students can apply for individual tuition.学生可以申请个别指导。
• Is this money enough for the tuition fee?这些钱交学费够吗？

2 loan   

n.贷款；借出的东西；借；vt.借出；贷予

参考例句：

• I asked the bank to help me with a loan.我请银行给我一笔贷款。
• Has the bank okayed your request for a loan?银行批准你的贷款要求了吗？

3 loans   

n.借出物，借款( loan的名词复数 )v.借出，贷与（尤指钱）( loan的第三人称单数 )；出借（贵重物品给博物馆等）

参考例句：

• They are offering loans at extortionate rates of interest. 他们在放高利贷。
• Government loans have been the salvation of several shaky business companies. 政府的贷款救活了几家濒临倒闭的公司。 来自《现代汉英综合大词典》

4 repayments   

偿还，报答，偿付的钱物( repayment的名词复数 )

参考例句：

• The repayments of the loan are spread over 10 years. 贷款可在十年内分期偿还。
• The repayments of the loan are spread over 25 years. 这笔贷款分摊二十五年偿还。

5 monthly   

adj.每月的，持续一个月的，每月发生的；adv.每月，按月； n.月刊；(复数）monthlies:月经

参考例句：

• The rent on his apartment was his biggest monthly expense.他的房租是每个月最大的开支。
• The monthly rent is $15,inclusive of light and water.每月租金15美元，包括水电费在内。

6 frustrating   

adj.产生挫折的，使人沮丧的，令人泄气的v.使不成功( frustrate的现在分词 )；挫败；使受挫折；令人沮丧

参考例句：

• It's frustrating to have to wait so long. 要等这么长时间，真令人懊恼。
• It was a demeaning and ultimately frustrating experience. 那是一次有失颜面并且令人沮丧至极的经历。 来自《简明英汉词典》

7 credit   

n.信用，荣誉，贷款，学分；v.归功于，赞颂，信任

参考例句：

• I credit him with a certain amount of sense.我认为他有一定的见识。
• He got the credit,and we did the dirty work.他得荣誉，我们做不讨好的工作。

8 crunch   

n.关键时刻；艰难局面；v.发出碎裂声

参考例句：

• If it comes to the crunch they'll support us.关键时刻他们是会支持我们的。
• People who crunch nuts at the movies can be very annoying.看电影时嘎吱作声地嚼干果的人会使人十分讨厌。

9 decline   

n.衰微，跌落，下降；vt.使降低，婉谢；vi.下降，衰落，偏斜

参考例句：

• I must decline to show favour to any of the candidates.我必须拒绝偏袒任何一位候选人。
• The birthrate is on the decline.出生率在下降。

10 applicants   

申请人，求职人( applicant的名词复数 )

参考例句：

• There were over 500 applicants for the job. 有500多人申请这份工作。
• He was impressed by the high calibre of applicants for the job. 求职人员出色的能力给他留下了深刻印象。