英文原版对话1000个:796 Cash or Credit

Todd: So, Anita, we're talking about money. When you go shopping, do you prefer to pay by cash or credit¹ card?

Anita: You know, there are times when I prefer paying by credit card because it makes me feel better because at the end of the day, I don't feel like I spent that money.

Todd: Right, right.

Anita: Because if I pay by cash, that money is gone out of your wallet, and you really feel it missing², so there are times when I prefer credit cards. There are times when I prefer cash, but if you look at it in the long run, I prefer cash because you know exactly what your financial situation is. You don't have to worry about getting a credit card bill at the end of the month, and not being able to pay it, so I would say I prefer cash.

Todd: You know, I used to think exactly like you do, but I changed because I found that when I was using cash, I couldn't keep track of how I was spending my money. I really had no record. I couldn't keep the receipts³. I would lose the receipts, so a friend of mine said you should do everything on credit card or debit⁴ card and then it's on the computer. You can check, and then you could buy software and you can keep track of your finances⁵ and I did it and it works⁶. It's really good, like I'm more careful with my money because I know exactly what I am spending on and I can check it.

Anita: That's true. That's true, and I do something similar except I don't have computer software for it but I have a little cash book where I write my expenses.

Todd: You mean writing, actual work.

Anita: I.. yes actual work: pen and paper, but for me that works better because if I use my credit card unlike you, I lose track of my spending. I forget when I use the credit card, when I didn't use it and it's much easier for me to buy things with a credit card. If you have cash in your wallet and the cash is not enough to buy whatever you want, you know that you cannot afford it, but with a credit card, that is not there so sometimes you tend to overspend and buy things you don't actually need.

Todd: True, that is a good point. I guess the key thing is to be careful.
 

1 credit   

n.信用，荣誉，贷款，学分；v.归功于，赞颂，信任

参考例句：

• I credit him with a certain amount of sense.我认为他有一定的见识。
• He got the credit,and we did the dirty work.他得荣誉，我们做不讨好的工作。

2 missing   

adj.遗失的，缺少的，失踪的

参考例句：

• Check the tools and see if anything is missing.检点一下工具，看有无丢失。
• All the others are here;he's the only one missing.别人都来了，就短他一个。

3 receipts   

（企业、银行等）收到的款，进款； 收到( receipt的名词复数 )； 收入； 收据； 收条

参考例句：

• Cash income is calculated by subtracting total trading income from total receipts. 现金收入是从总收入中减去总贸易收入来计算的。
• The receipts have increased since last year. 自去年起收入已增加。

4 debit   

n.借方，借项，记人借方的款项

参考例句：

• To whom shall I debit this sum?此款应记入谁的账户的借方？
• We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱，只得给他寄去一张借条所要欠款。

5 finances   

n.(pl.)财源，资产

参考例句：

• I need a professional to sort out my finances. 我需要专业人士为我管理财务。
• The company's finances are looking a bIt'shaky. 这个公司的财政情况看来有点不稳定。

6 works   

n.作品，著作；工厂，活动部件，机件

参考例句：

• We expect writers to produce more and better works.我们期望作家们写出更多更好的作品。
• The novel is regarded as one of the classic works.这篇小说被公认为是最优秀的作品之一。