售房英语对话-Whether to Carry Part of a Loan(1)

A: I heard that the potential buyer is interested in me carrying part of a loan for him.
B: Carrying part of a loan can be a good or a bad thing, depending on the circumstances.
A: What would be an advantage of me carrying a note on the house?
B: If you don’t need the money right away, you can earn a fairly good interest rate.
A: Why does my buyer want me to carry part of his loan?
B: In this economy, buyers sometimes have trouble getting a loan even when they have good credit.
A: What are the risks to me?
B: The risk is that the market could drop drastically and the owner would walk away.
A: How long will I need to commit to financing this loan?
B: You need to make an agreement with the buyer as to how long you will carry this note.