【听英文对话做选择】学生信用卡

原文：

Man: Hi, Sis. I just came over to drop off the DVDs you wanted, and . . . Hey, wow!? Where did you get all of this stuff¹?

Woman: I bought it. So, what do you think of my new entertainment center? And the widescreen TV . . .

 

Man: Bought it?

 

Woman: . . . and my new DVD player. Here, let me show you my stereo². You can really rock the house with this one.

 

Man: But where did you get the dough³ to buy all this? You didn't borrow money from mom and dad again, did you?

 

Woman: Of course not. I got it with this!

 

Man: This? Let me see that . . . Have you been using Dad's credit⁴ card again?

 

Woman: No, silly. It's mine. It's student credit card.

 

Man: A student credit card? How in the world did you get one of these?

 

Woman: I got an application in the mail.

 

Man: Well, why did you get one in the first place?

 

Woman: Listen. Times are changing, and having a credit card helps you build a credit rating⁵, control spending, and even buy things that you can't pay with cash . . . like the plane ticket I got recently.

 

Man: What plane ticket?

 

Woman: Oh yeah, my roommate and I are going to Hawaii over the school break, and course, I needed some new clothes for that so . . .

 

Man: I don't want to hear it. How does having a student credit card control spending? It sounds you've spent yourself in a hole. Anyway, student credit cards just lead to impulse⁶ spending . . . as I can see here. And the interest rates of student credit cards are usually sky-high, and if you miss a payment⁷, the rates, well, just jump!

 

Woman: Ah. The credit card has a credit limit . . .

 

Man: . . . of $20,000?

 

Woman: No, no quite that high. Anyway, . . .

 

Man: I've heard enough.

 

Woman: Did I tell you we now get digital cable⁸ with over 100 channels? Oh, and here's your birthday present. A new MP3 player . . .

 

Man: Yeah. Oh, don't tell me. Charged on the credit card. Listen. Hey, I don't think having a student credit card is a bad idea, but this is ridiculous. And how in the world are you going to pay off your credit card bill?

 

Woman: Um, with my birthday money? It's coming up in a week.

 

Man: Hey, let's sit down and talk about how you're going to pay things back, and maybe we can come up with a budget that will help you get out of this mess. That's the least I can do.

1. According to the conversation, which item did the woman NOT purchase with her credit card?

A. a digital camera

B. a TV

C. a stereo

2. What is one reason to explain why the woman obtained a student credit card?

A. She wants to buy things at a discount using the card.

B. She hopes to establish a good credit rating.

C. She doesn't want to borrow from her parents.

 

3. What is one problem NOT mentioned in the conversation?

A. People generally have a difficult time getting out of debt.

B. Students often apply for more credit cards than they need.

C. The interest rates on student cards are very high.

 

4. What does the woman imply⁹ about how she plans on resolving¹⁰ her credit card problems?

A. She hopes that someone will give her the money.

B. She plans on getting rid of her student credit cards.

C. She is going to return the items she purchased on the card.

 

5. What is the man going to do for the woman to help her manage her money?

A. help her find a better paying job to cover her expenses

B. teach her how to prepare a financial management plan

C. show her how she can apply for low-interest student credit cards

 

正确答案：

1. a digital camera

2. She hopes to establish a good credit rating.

3. Students often apply for more credit cards than they need.

4. She hopes that someone will give her the money.

5. teach her how to prepare a financial management plan

 

1 stuff   

n.原料，材料，东西；vt.填满；吃饱

参考例句：

• We could supply you with the stuff in the raw tomorrow.明天我们可以供应你原材料。
• He is not the stuff.他不是这个材料。

2 stereo   

adj.有立体视觉的，立体声的；n.固定形象，立体声

参考例句：

• She had the stereo on at full blast.她把立体声音响开到了最大音量。
• This program is being broadcast in stereo.这个节目正用立体声播放。

3 dough   

n.生面团；钱，现款

参考例句：

• She formed the dough into squares.她把生面团捏成四方块。
• The baker is kneading dough.那位面包师在揉面。

4 credit   

n.信用，荣誉，贷款，学分；v.归功于，赞颂，信任

参考例句：

• I credit him with a certain amount of sense.我认为他有一定的见识。
• He got the credit,and we did the dirty work.他得荣誉，我们做不讨好的工作。

5 rating   

n.级别，等级，额定值，责骂，收视率

参考例句：

• It is a ship with a rating of 500,000 tons.这是一艘五十万吨级的船。
• The opinion polls gave the president a high rating.民意测验显示人民对总统的支持率很高。

6 impulse   

n.（一时的）冲动，冲力，脉冲，神经冲动

参考例句：

• She wrote that letter on impulse.她一时冲动写了这封信。
• I don't know how to resist my impulse.我不知道怎样抑制自己的感情冲动。

7 payment   

n.付款，支付，偿还，偿还，报应

参考例句：

• I gave ten pounds in payment for the goods I bought.我买那些东西付了10英镑。
• This last payment will wipe out your debt to me.这最后一笔付款将了结你欠我的债务。

8 cable   

n.缆绳，索；电缆；电报；vt.电汇，打电报

参考例句：

• Don't forget to cable us as soon as you arrive.别忘了一到就给我发个电报。
• The worker attached a cable.工人连接电缆。

9 imply   

vt.暗示；意味着

参考例句：

• Cheerfulness doesn't always imply happiness.快活并不总是意味着幸福。
• What did she imply in her words?她的话意味着什么？

10 resolving   

n.分解（作用），溶解（作用），解析过程v.决定，决心( resolve的现在分词 )；解决（问题、疑问。、困难等）；分解；（指委员会或集会）表决

参考例句：

• She turned back, resolving to hunt up Storm and King and enter. 她转过身往回走，决心回到风雷皇家公司去试试。 来自英汉文学 - 嘉莉妹妹
• They are on the brink of resolving their long-standing dispute over money. 他们很快就能解决长期以来的金钱纠纷。 来自辞典例句