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(单词翻译:双击或拖选)
People who want you to part with your cash and property can steal your passwords and personal details, but what about your voice?
That's what some big companies asked themselves before turning their attention to voice biometrics in their war against fraudsters.
Emmanuelle Filsjean, head of marketing1 for a company which advises retail2 banks on security, says: "Voice is a dynamic form of biometrics, rather than static like a fingerprint3. It's harder to replicate4 and copy digitally."
Digital voiceprints contain over 100 identifiable elements. And, by using complex mathematical algorithms and the latest high-definition audio equipment, experts believe they can now identify people accurately5 more than 97% of the time.
Even identical twins can be told apart from their voiceprints, making the technology reliable enough to be used as evidence in courts of law.
Voice is crucial because call centres are still the main way we interact with companies, despite the rise of online banking6 and shopping.
Traditional authentication7 measures, involving personal identification numbers (PINs), passwords, and 'memorable8' answers to agreed questions, have proved fallible because we keep forgetting them. But voice is the most natural way of interaction.
While no biometrics security system is totally foolproof, fraudsters using high definition recordings10 of someone's telephone pass phrase should still be caught out, according to voice biometrics companies. They say even the highest-quality recordings use some form of compression that changes the highest and lowest frequencies.
Even a slight mismatch with the customer's voiceprint will trigger a 'live test' conversation that is almost impossible for fraudsters to spoof11, particularly if they've only got a recording9 to use.
It's no surprise so many companies are keen to hear the latest word in security systems. Fraudsters are stealing at least £52bn from the UK economy each year, according to the National Fraud Authority (NFA).
Quiz 测验
1. Why is voiceprint more efficient than fingerprints12 to prevent fraud?
Because it is changeable with time, unlike fingerprints.
2. How sure can you be someone is who they say they are when they speak?
Experts say you can be 97% sure.
3. Why are 'memorable' answers not the best way to identify people?
Because these are often forgotten.
4. What's the cost of fraud to the UK economy?
According to the NFA, 52bn pounds.
5. Which expression in the article means to be discovered doing something wrong?
To be caught out.
Glossary 词汇表
a password 密码
personal details 个人信息
biometrics 生物识别
a fraudster 诈骗者
fingerprint 指纹
voiceprint 声纹
a mathematical algorithm 数学演算
a court of law 法庭
a call centre 电话服务中心
authentication 身份验证
the personal identification number (PIN) 个人识别号码
fallible 易犯错误的
foolproof 不会错的,十分安全的
mismatch 不匹配,不协调
to spoof 蒙骗,哄骗
1 marketing | |
n.行销,在市场的买卖,买东西 | |
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2 retail | |
v./n.零售;adv.以零售价格 | |
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3 fingerprint | |
n.指纹;vt.取...的指纹 | |
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4 replicate | |
v.折叠,复制,模写;n.同样的样品;adj.转折的 | |
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5 accurately | |
adv.准确地,精确地 | |
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6 banking | |
n.银行业,银行学,金融业 | |
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7 authentication | |
鉴定,认证 | |
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8 memorable | |
adj.值得回忆的,难忘的,特别的,显著的 | |
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9 recording | |
n.录音,记录 | |
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10 recordings | |
n.记录( recording的名词复数 );录音;录像;唱片 | |
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11 spoof | |
n.诳骗,愚弄,戏弄 | |
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12 fingerprints | |
n.指纹( fingerprint的名词复数 )v.指纹( fingerprint的第三人称单数 ) | |
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