Insurance/Claim

　　给货物投保

　　get insurance for our goods

　　A: We'd like to get insurance for our goods.

　　B: What kind of insurance policy would you like?

　　A: We'll have our goods covered against FPA(Free from Particular Average).

　　B: No problem.

　　保险条款 insurance clause

　　A: What do your insurance clauses cover?

　　B: We can cover all kinds of risks for transportation.

　　Such as FPA, WPA(With Particular Average),AR(All Risk), TLO (Total Loss Only), etc.

　　保单 application form

　　A: What risks do you suggest to be covered?

　　B: Since your goods aren't delicate,we suggest FPA.

　　A: I'll take you at your word.

　　B: Ok,please fill in this application form first.

　　按发票金额的130％投保

　　insure goods at 130% of the invoice value

　　A: We'd like to arrange insurance on your behalf.

　　B: Could we ask to have the goods insured for 130% of the invoice value?

　　A: Our usual practice is to insure goods at 110% of the invoice value.

　　附加保险费

　　extra insurance charge/AP（Additional Premium）

　　A: Could we ask you to cover other risks besides WPA?

　　B: If you desire.

　　A: Are buyers responsible for the extra insurance charges,then?

　　B: Yes,this is standard practice.

　　保险责任有效期

　　validity term of insurance responsibility

　　A: How long is the validity term of insurance responsibility?

　　B: The insurance period is limited to 30 days upon discharge of the insured goods from the vessel.

　　A: We think 30 days is too short.

　　Could you extend to 50 days?

　　保险费率 insurance rate

　　A: What insurance rate do you think we should get?

　　B: Insurance rates vary with different types of goods and risks.

　　保险费 insurance premium

　　A: Could you tell us how the insurance premium is calculated?

　　B: Sure.First the premium rate for your goods should be made clear.

　　Then consider what risks are covered.

　　向…提出索赔

　　lodge a claim with...on...=make/ file/ raise/ present a claim against/ with...for/ on...

　　A: I have to lodge a claim with your company on bad quality.

　　B: What's the matter?

　　A: Upon the arrival of the last consignment in Shanghai,it was found that over 30% of the cans were leaking.