A: I would like to open an account today.

B: What kind?

A: I want to open a checking account.

B: You need to keep a minimum balance.

A: How much is it?

B: You need at least $100 in your account.

A: Is that all?

B: Yes. That's the minimum.

A: What happens if I don't meet that requirement?

B: You will get a fine.

A: How much?

B: It's going to be $25.