A: I would like to purchase some health insurance. 

B: Have you ever purchased health insurance before?

A: I have health insurance now, but I want to look into other choices.

B: Do you know if you are interested in an HMO or a PPO?

A: Could you explain the difference to me?

B: To clarify it for you, with a PPO you pay more but you get to choose your own doctor.

A: When I pay for a service, is the payment the same for a PPO or HMO?

B: The payments are quite a bit higher for the PPO, but you can go anywhere you like. 

A: How much will an HMO cost me per month?

B: Go to our website and fill in the questionnaire. Once we have all of your information, we can give you a quote.