1.目前一部分学生是通过银行贷款完成学业的

　　2.但是有少数学生毕业后没有按时还贷

　　3.你认为有哪些原因，应该如何解决此类问题

　　What Is in the Way of Paying Back the Loans

　　Ever since colleges started to charge the students for the education they receive, there has always been a problem for some students, especially for those from remote rural regions, to get the money for it. So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his education in this way is increasing.

　　However, some students, although not many, failed to pay back the loans as they had promised in the contract. The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.I think there is more than one reason for this. Dishonesty may be one but not the major one. As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it. So many students are not able to find a well-paid job. How can they pay the loans back? To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.

　　irections: Write a composition entitled Private School. You should write at least 120 words according to the outline given below in Chinese:

　　1. 现在社会上有各种各样的私立学校和培训学校;

　　2. 私立学校和培训学校的利与弊。

　　【经典范文】

　　Private School

　　With the development of the society and economy, various private schools arise. When you read newspapers, turn on TV, or even walk on the road, you will inevitably see lots of advertisements about private schools, mainly dealing with foreign languages, computers, music, sports, and so on.

　　However, is it a good or bad thing to have so many private schools? As a coin has two sides, so are the private schools. On the one hand, private schools can cater to the special need of the society and the special need of people. On the other hand, they often bring people extra burden because of comparison and competition.