They started by providing solutions in the physical world with equipment such as payment terminals.  他们起先提供诸如支付终端这样的解决方案。

　　The company then moved to become an early adopter of client/server computing,  然后该公司转向提供客户机/服务器计算，

　　developing its solution on HP 9000 servers.  在HP 9000服务器上开发其解决方案。

　　As the Internet has grown in robustness,  随着互联网的迅速发展，

　　VeriFone has duplicated its capabilities in the physical world with products for the virtual world.  VeriFone开始增强了其功能，研制虚拟世界的产品。

　　v.WALLET is a PC-based payment utility that is embedded in Netscape and Microsoft browsers  v.WALLET (虚拟钱包）是基于PC机的支付器件，被嵌入 Netscape 和 Microsoft 浏览器，

　　to allow consumers to make payments using credit cards.  使客户可使用信用卡进行支付。

　　v.POS which stands for Virtual Point Of Sale —  V.POS指虚拟收款机——

　　is software that sits on the merchant's server  是一种位于商户服务器的软件，

　　and provides the tools for accepting secure Internet credit card transactions for a virtual store.  专门用于确保虚拟商店的互联网信用卡交易安全。

　　These include real-time, on-line authorization, settlement, and other payment management functions.  这包括实时、在线授权、结算以及其他支付管理功能。

　　v.GATE is Internet gateway software that resides at the financial institution,  v.GATE (虚拟网关）是一种位于金融机构服务器上的互联网门户软件，

　　where it manages transactions from multiple merchant Web servers.  用于管理来自多个商户网络服务器的交易。

　　Finally, integrating these three worlds,  最后，将这三项合而为一，

　　we have created the Integrated Payment System,  我们创建了综合支付系统，

　　which is an open, client/server-based platform that enables the processing of all these forms of payment.  这是一个开放式的，基于客户机/服务器的平台，可处理所有这些形式的支付。

　　So electronic commerce is coming of age, and it's happening quickly.  所以，电子商务正在成熟，而且发展迅猛。

　　With the combination of HP's and VeriFone's capabilities, we are driving this change. 惠普和VeriFone正在联手推动这一变革。