澳洲新闻 (ABC新闻快递) 澳洲审慎监管局将提高住宅抵押贷款的银行资本要求（在线收听）

The banking regulator wants the major banks to hold more capital in reserve...

To protect against potential mortgage losses.

Apra says the average risk weighting for home loans needs to increase from approximately 16-percent to at least 25-per cent.

It comes after the recent federal financial system inquiry proposed the average mortgage risk weightings be lifted to between 25 and 30 per cent.

A leading economic forecaster is warning australia's housing shortage could evaporate by 2018 and push down property prices.

Many analysts argue a persistent housing shortage over the past decade is responsible for stubbornly high australian home prices.

Economic and property forecaster Bis Shrapnel is predicting the current residential development boom will erase that deficit nationally by 2018.

The correction would mean price falls of a couple of per cent,not double-digit declines.

Sydney is the exception.

Bis shrapnel is forecasting that it will take more than five years to clear a shortage of homes in that city.

银监会希望各大银行储备更多资本…

以防止潜在的抵押贷款损失。

澳洲审慎监管局表示房屋贷款的平均风险权重需要从大约16%增加至少25%。

最近联邦金融体系调查提出了平均抵押贷款的风险权重被提升至25%-30%之后才有了此举。

一名主要经济预测师警告澳大利亚的住房短缺问题可能会在2018年消失并且压低房价。

许多分析师认为过去10年持续的住房短缺成为澳大利亚房价居高不下的主要原因。

经济及财产预测师比亚斯·夏普内尔预测在2018年国家出现财政赤字后目前的商用住宅开发热潮将会褪去。

此次调整意味着价格会呈现个位数而非两位数字的下跌。

而悉尼则是个例外。

比亚斯·夏普内尔预计这个城市需要5年多才能解决住房短缺问题。