A: I need to see if I qualify for a home loan.
B: I can help you. How much money do you make per year?
A: I make around one hundred thousand dollars per year.
B: How long have you been on your current job?
A: I have only worked at this job for 6 months, but I have a longer job history elsewhere.
B: Do you have any other outside income from rental property or a trust?
A: No, I only receive my salary.
B: Do you know your credit score?
A: I think that it is around 600.
B: By crunching the numbers and putting in your expenses, I estimate that you can afford a house of around five hundred thousand dollars.
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