早安英文 第647期:月光族是moon light people吗?

You should really learn to manage your money better.

你真的需要好好地理财了。

Somebody manages his/her money well.

某人很会理财。

Somebody can't handle/manage money.

Somebody is bad with money.

某人不会花钱，不懂理财。

Somebody is a penny pincher.

某人一毛不拔。

Somebody is stingy / cheap / tight / close-fisted.

某人很小气。

fist 本意为拳头，close-fisted 形容把钱抓在手里，握紧拳头不撒手。

You should always save for a rainy day.

要存点钱，以备不时之需。

save for a rainy day

存钱以备不时之需，未雨绸缪

Older generations in America tend to be more frugal¹ than younger ones.

老一辈的美国人会比年轻人要节省一些。

frugal 节省的，节俭的

Somebody is in debt. 某人欠钱，负债了。

若要表示程度之深，可以讲成 be deep in debt. 比如：

Her husband Peter is dying of cancer and the couple are deep in debt.

她的丈夫 Peter 患了癌症，夫妻两人欠了大笔债。

control (all the) finances: 掌管经济大权

A husband controlling finances can lead to relationship trouble.

一个家庭如果丈夫管钱的话，夫妻关系可能就会出现麻烦和问题。

squander² one's money 乱花钱，浪费钱

In less than three years he had squandered³ the entire family fortune.

在不到三年的时间内，他挥霍完了所有的家产。

splurge on something 花大价钱买某物（通常说话者认为不值得花那么多钱）

splurge on a new dress

花大价钱买了一条新裙子

You should let yourself splurge once in a while.

你应该允许自己时不时地挥霍一次。

1 frugal   

adj.节俭的，节约的，少量的，微量的

参考例句：

• He was a VIP,but he had a frugal life.他是位要人，但生活俭朴。
• The old woman is frugal to the extreme.那老妇人节约到了极点。

2 squander   

v.浪费，挥霍

参考例句：

• Don't squander your time in reading those dime novels.不要把你的时间浪费在读那些胡编乱造的廉价小说上。
• Every chance is precious，so don't squander any chance away!每次机会都很宝贵，所以不要将任何一个白白放走。

3 squandered   

v.（指钱，财产等）浪费，乱花( squander的过去式和过去分词 )

参考例句：

• He squandered all his money on gambling. 他把自己所有的钱都糟蹋在赌博上了。
• She felt as indignant as if her own money had been squandered. 她心里十分生气，好像是她自己的钱给浪费掉了似的。 来自飘（部分）