纯正地道美语 第32期(外教讲解):Opening a Bank Acco

Daily Life - Opening a Bank Account (C0032)
A: Next, please. May I help you, sir?
B: Hello, yes, I’d like to open a bank account.
A: Certainly, I can can help you with that. What type of account would you like to open? A chequing or a savings¹ account?

B: What What features do they offer?
A: Well, if you just take a look here, see, with our chequing account, you can have unlimited² daily transactions for a small monthly fee, and our savings account has a higher interest rate, but you  must carry a minimum balance of $ 10,000 dollars.
B: I see, well, I think I’m more interested in a chequing account; I like to have easy access to my money.

A: Alright, then, with this chequing account you’ll be issued a debit³ card and a cheque book. Will you require overdraft⁴ protection? There is an extra fee for that.
B: No, that won’t be necessary.
A: In that case, I’ll get you to fill out this paperwork; I’ll need your social insurance number, and two pieces of government ID. If you could just sign here, and here, and here; we’ll be all set. Would you like to make a deposit today?

B: Yes, I’d like to deposit one billion dollars.
 

1 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

2 unlimited   

adj.无限的，不受控制的，无条件的

参考例句：

• They flew over the unlimited reaches of the Arctic.他们飞过了茫茫无边的北极上空。
• There is no safety in unlimited technological hubris.在技术方面自以为是会很危险。

3 debit   

n.借方，借项，记人借方的款项

参考例句：

• To whom shall I debit this sum?此款应记入谁的账户的借方？
• We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱，只得给他寄去一张借条所要欠款。

4 overdraft   

n.透支，透支额

参考例句：

• Her bank warned that unless she repaid the overdraft she could face legal action.银行警告她如果不偿还透支钱款，她将面临诉讼。
• An overdraft results when a note discounted at a bank is not met when due.银行贴现的支票到期而未能支付就成为透支。