外贸口语一点通第194期:货物保险之险别

 　　Coverage¹

　　险别

　　A:I am calling to discuss the level of insurance coverage you've requested for your order.

　　我打电话是想讨论您所要求的订单保险额的级别。

　　B:I believe that we have requested on amount twenty-five percent above the invoice² value.

　　我想我们要求的是高于发票价值百分之二十五的保险金额。

　　A:Yes, that's right. We have no problem in completing with your request, but we think that the amount is a bit excessive. We've had many troubles in the past with demaged goods.

　　是的，没错。我们可以答应这个要求，但我们觉得金额有点高。我们过去为太多货物毁损所困扰。

　　B:I can understand your concern. However , the normal coverage for goods of this kind is to insure them for the total invoice amount plus ten percent.

　　我能了解您的考虑。但是，一般这类产品的保险额度是发票总额再加上百分之十。

　　A:We would feel more comfortable with the additional protection.

　　有额外的保障会让我们觉得更安全些。

　　B:Unfortunately, if you want to increase the coverage, we will have to charge you extra for the additional cost.

　　很遗憾，如果你们想增加保险额的话，我们就向你们收取额外的费用了。

　　A:But the insurance was supposed to be included in the quotation³.

　　但是保险应该包含在报价里了。

　　B:Yes, but we quoted you normal coverage at regular rates.

　　是的，但是我们向你们报的价是一般比例下的正常保险额。

　　A:I see.

　　我知道了。

　　B:We can arrange the extra coverage. But I suggest you contact your insurance agent there and compare rates.

　　不过超出的保险金额我们可以再商量。我建议您和你们那边的保险代理商联络并比较一下价格。

　　A:You're right. It might be cheaper on this end.

　　您说的对，这边可能会比较便宜。

　　B:Fax me whatever rates you find there and I'll compare them with what we can offer.

　　不论您那里找到哪种价格都传真给我，我会和我们可以提供的价格比较。

　　背景知识认知：

　　1. insurance coverage 是“保险额的级别”的意思

　　2. insurance agent 是“保险代理商”的意思

　　eg. charge him $30 for the service

　　为他提供的服务，收取他30美元。

　　词汇精讲：

　　1.charge

　　n. 费用；电荷；掌管；控告；命令；负载

　　vt. 使充电；使承担；指责；装载；对……索费；向……冲去

　　vi. 充电；控告；索价；向前冲；记在账上

　　费用

　　It also means they can charge you fees for the long term.

　　这也意味着他们可以向你收取长期费用。

　　命令

　　Love is sufficiently⁴ potent⁵ to charge all nature with its messages.

　　爱有足够的力量可以命令大自然为它传递书信。

　　控告

　　He denied the charge to the court.

　　他向法庭否认对他的控告。

　　记在账上

　　You can put the books you choose down to my charge.

　　你可以把你选择的书的费用记在我的账上。

　　2.addition

　　n. 添加；[数] 加法；增加物

　　加法：

　　This service is a simple math calculation service, providing addition and subtraction⁶ operations.

　　该服务是一个简单的数学计算服务，提供了加法和减法操作。

　　添加：

　　The change could be a modification⁷, addition, or deletion.

　　这种更改可能一处变更、添加或者删除。

　　Therefore, these components⁸ are not affected⁹ by the addition of this field.

　　因此，这些组件不受添加这个字段的影响。

　　in addition 另外，此外

　　In addition to that, I’m really enjoying all the running!

　　除此之外，我确实非常享受跑步！

　　In addition, you can elect to share your files with others.

　　另外，您可以决定与其他的用户共享 您的文件。

1 coverage   

n.报导，保险范围，保险额，范围，覆盖

参考例句：

• There's little coverage of foreign news in the newspaper.报纸上几乎没有国外新闻报道。
• This is an insurance policy with extensive coverage.这是一项承保范围广泛的保险。

2 invoice   

vt.开发票；n.发票，装货清单

参考例句：

• The seller has to issue a tax invoice.销售者必须开具税务发票。
• We will then send you an invoice for the total course fees.然后我们会把全部课程费用的发票寄给你。

3 quotation   

n.引文，引语，语录；报价，牌价，行情

参考例句：

• He finished his speech with a quotation from Shakespeare.他讲话结束时引用了莎士比亚的语录。
• The quotation is omitted here.此处引文从略。

4 sufficiently   

adv.足够地，充分地

参考例句：

• It turned out he had not insured the house sufficiently.原来他没有给房屋投足保险。
• The new policy was sufficiently elastic to accommodate both views.新政策充分灵活地适用两种观点。

5 potent   

adj.强有力的，有权势的；有效力的

参考例句：

• The medicine had a potent effect on your disease.这药物对你的病疗效很大。
• We must account of his potent influence.我们必须考虑他的强有力的影响。

6 subtraction   

n.减法，减去

参考例句：

• We do addition and subtraction in arithmetic.在算术里,我们作加减运算。
• They made a subtraction of 50 dollars from my salary.他们从我的薪水里扣除了五十美元。

7 modification   

n.修改，改进，缓和，减轻

参考例句：

• The law,in its present form,is unjust;it needs modification.现行的法律是不公正的，它需要修改。
• The design requires considerable modification.这个设计需要作大的修改。

8 components   

（机器、设备等的）构成要素，零件，成分； 成分( component的名词复数 )； [物理化学]组分； [数学]分量； （混合物的）组成部分

参考例句：

• the components of a machine 机器部件
• Our chemistry teacher often reduces a compound to its components in lab. 在实验室中化学老师常把化合物分解为各种成分。

9 affected   

adj.不自然的，假装的

参考例句：

• She showed an affected interest in our subject.她假装对我们的课题感到兴趣。
• His manners are affected.他的态度不自然。