14 RICH DAD POOR DAD

 

 

 

     The most important thing to becoming rich is for you to have a 1)mindset to want to become rich. The reason I saythat is this, is because I wanted to become rich when I played 2)Monopoly¹, that was, I was nine years old. The greatest formula² for wealth is found on that board game. When I was nine years old my poor dad, the schoolteacher says, “Ah put the game away. Study, study, study! You're wasting your time playing Monopoly.”

　And my rich dad said the formula, “You must open your mind and see the formula right on Monopoly.” He said, “It's right in  front of you.” And I went, “What's the formula?” And finally I learned³ the formula is, four green houses, red hotel, four green houses, red hotel. Today I'm a rich man because all I ever did since the time I was 24 years old was buy four green houses, sell them all buy a red hotel, four green houses,  red hotel. It is not, you do not have to go to school to become rich. Just play Monopoly; four green houses, red hotel. That is it.

　You must look at how people before you have become rich. Do not talk to poor people. Poor people will tell you, “Oh it's too risky⁴. Don’t do that. Don't take risk. Save your money. Play it safe.” That is a poor person's mindset. You must have open mindset, open.And if you have an open mindset you will learn from everything.If you have a closed mindset you will learn from nothing. So I think that is the most importanting.

　No, I don't have a salary. I only had a job four years in my life. I don’t want a salary. The middle class and poor, what they want is high income. They think they want money. But they have no wealth because they have no 3)assets⁵. You must know the difference between money and wealth but they're not the same things. Money will never make you rich. This makes you rich. I have large companies. I have lots of stocks⁶. I trade options⁷. I have real estate⁸, that's what makes me rich so the money just comes in whether I work or not.

　　Bill Gates only makes $500,000 a year. That's all. I make more than him. That's all he makes but he's worth $20 billion. I'm trying to tell you there is a very big difference between income, money and wealth. So I have spent my life buying assets, businesses, stocks, real estate, that’s what makes you rich, not a job. The reason the rich in America get richer is they pass this on to their kids. My poor dad always said, “High paying job, high paying job, high paying job.” And my rich dad said, “Assets, assets, assets.” That's the difference.        

　There's a saying in America, the world will not change until the old men die, like me, you know? So the strength that China has is you have the highest growth⁹ rate right now. You also have a young population. In the next ten years you will become, in my opinion, the richest country in the world and you're in the best place at the best time. I commend¹⁰ you for being brilliant, brilliant students and I wish you the best of luck for the future, so thank you very much, I appreciate it.

 

怎么样成为百万富翁-富爸爸谈财商

 

   成为富翁的最重要的一点就是要有成为富翁的思想。我之所以这样说是因为当我还在玩“大富翁”游戏的时候就这样想了，那时我九岁。财富积累的最有效的公式就是建立在那个游戏盘的基础上。我九岁时，当学校老师的穷爸爸对我说∶“哦，不要玩游戏了。学习，学习，学习！玩‘大富翁’游戏是在浪费时间。”

   我的富爸爸则告诉我这个公式∶“你必须开放思想，发现“大富翁”游戏里的公式。”他说∶“它就在你的眼前。”我问：“什么公式？”最后我发现，公式就是：四座绿房子--一座红旅馆--四座绿房子--一座红旅馆。今天我之所以能成为一个富翁全是因为，从二十四岁时起，我就开始买四座绿房子，然后把它们全卖掉再买一座红旅馆，四座绿房子，一座红旅馆，如此循环。你并不需要进学校才能变得富裕。玩一玩“大富翁”吧：四座绿房子，一座红旅馆。就这么简单。

   你必须学习在你之前成为富翁的人的经验。不要和穷人们谈话。穷人总是会告诉你说∶“哦，那太冒险了。不要那样做，不要冒险，把你的钱存起来吧，这样很安全。”这就是穷人的观点。你必须开放你的思想。如果你有开放的思想，你就可以学到一切。如果你封闭了思想，你就什么都学不到。所以我认为，这才是最重要的。

   不，我没有薪金。我总共才有过一份工作，干了四年。我不想拿薪金。中产阶级和穷人所想要的是高收入。他们想要钱，但是他们没有财富，因为他们没有资产。你们必须清楚钱和财富之间的差别，它们并不是一回事。钱不会使你成为富翁，财富才能使你成为富翁。我有多家大公司，我有许多股票，我还有许多经营权。我有房地产，这些才是使我成为富翁的秘密，所以钱只是在我是否工作的时候才显得有意义。

   比尔·盖茨一年只挣五十万美元，仅此而已。我挣的比他多。他虽然只挣那么些钱，但他的资产却有两百亿。我想告诉大家，收入、钱和财富之间是有很大差别的。所以我总是在买资产、做生意、买股票和房地产，这些才能使你变得富裕，而不是一份工作。在美国，富人变得更富的原因是他们将财富传给他们的孩子。我的穷爸爸总是对我说，“高收入的工作、高收入的工作、高收入的工作。”我的富爸爸则说，“资产、资产、资产。”这就是区别。

   在美国有一句话∶这世界不会改变，除非老家伙们都不在了。就像我。你们知道吧？中国的力量在于她的高速发展。你们的人口年轻化。在我看来，未来十年里，你们将成为世界上最富裕的国家，你们正处于最佳的时期和最佳的地点。你们是非常棒的学生，我祝你们好运。谢谢你们。

 

 1) mindset   n. 思想的倾向；情绪

2) Monopoly: 一种电子游戏，玩者可以通过买地、买股票等方式不断积累资金；如果其他玩者都破产，那么剩下的即胜出

3) assets   n. （可变换成现金的）财产；（个人或企业的）资产

1 monopoly   

n.垄断，专卖，垄断物（商品），专卖商品

参考例句：

• His monopoly of shipbuilding in that country has been established.他对那个国家造船业的垄断已经建立起来。
• In many countries,tobacco is a government monopoly.在许多国家，烟草由政府专营。

2 formula   

n.公式；配方，外方；规则，一定的做法

参考例句：

• His father is acting on his formula.他的父亲总是按他的原则办事。
• Here are some applications of Taylor's formula.下面举例说明泰乐定理的应用。

3 learned   

adj.有学问的，博学的；learn的过去式和过去分词

参考例句：

• He went into a rage when he learned about it.他听到这事后勃然大怒。
• In this little village,he passed for a learned man.在这个小村子里，他被视为有学问的人。

4 risky   

adj.有风险的，冒险的

参考例句：

• It may be risky but we will chance it anyhow.这可能有危险，但我们无论如何要冒一冒险。
• He is well aware how risky this investment is.他心里对这项投资的风险十分清楚。

5 assets   

n.财产；资产

参考例句：

• We capitalized our assets to avoid bankruptcy.我们把资产转作资金以避免破产。

6 stocks   

n.（树木等的）干( stock的名词复数 )；公债；家系；家族

参考例句：

• The manager wants to clear off the old stocks in the warehouse. 经理想把仓库里积压的存货处理掉。 来自《简明英汉词典》
• They want to unload the stocks on the market. 他们想把股票在市场上抛售掉。 来自《简明英汉词典》

7 options   

n.选择(option的名词复数 )；选项；选择权，选择能力；[经济]买卖的特权

参考例句：

• She considered her options. 她仔细考虑了自己的各种选择。
• We are considering the options available to us in this no-win situation. 在这种取胜无望的情形下，我们在考虑有什么选择。

8 estate   

n.所有地，地产，庄园；住宅区；财产，资产

参考例句：

• My estate lies within a mile.我的地产离那有一英里。
• The great real estate brokers do far more than this.而优秀的房地产经纪人做得可比这多得多。

9 growth   

n.生长，栽培

参考例句：

• All living things depend on the sun for their growth.万物靠太阳生长。
• Youth is the time of physical growth.青年时期是长身体的时期。

10 commend   

v.称赞，表扬，委托保管，推荐

参考例句：

• We should commend good people and good deeds.我们应当表扬好人好事。
• His ideas do not commend themselves to me.他的看法没给我留下好的印象。