英语口语大赢家Topic148:理财 Financing

本杰明想要在银行开个存款帐户。银行存款帐户的利息率还不算低，据说还有别的好事，会是什么呢？往下看吧。

 

Listen Read Learn
 
Benjamin: Hello, I'd like to open an account.

Bank clerk: Which account would you like to open?

Benjamin: I'd like to open a savings¹ account. What's the interest rate now?

Bank clerk: It is 3.2%. You may earn a little interest on money.

Benjamin: Is there any minimum deposit² for the first time?

Bank clerk: Yes, the opening minimum deposit is 1,000 Yuan.

Benjamin: What about the later deposits³?

Bank clerk: For the later deposits, you can deposit any you want. Even one Yuan is OK.

Benjamin: OK, that's good.

Bank clerk: Your ID, please.

Benjamin: Here you are, a thousand Yuan and my ID.

Bank clerk: Wait a moment, please… Here is your bankbook. Keep it well please.

Benjamin: Thanks. I will.

 

听看学
本杰明：你好，我想开个帐户。

银行职员：您想开什么样的帐户？

本杰明：我想开个存款帐户。现在的利率是多少？

银行职员：是3.2%。您可以赚一点利息。

本杰明：第一次存款有最低额度限制吗？

银行职员：是的，第一次存款的最低额度是1000元。

本杰明：那以后的额度呢？

银行职员：然后您可以任意存。存一元也行。

本杰明：好的。

银行职员：把您的身份证给我。

本杰明：给你，1000元钱和我的身份证。

银行职员：请等一等……这是您的存折。请好好保存。

本杰明：谢谢，我会的。

 

经典背诵 Recitation
Benjamin: It's a wise decision to open a savings account because the interest rate is higher now. You may earn a little interest. There is often an opening minimum deposit. But for the later deposits, you can deposit any amount that you want.

 

生词小结
account n. 帐户

savings account 存款帐户

earn vt. 赚

minimum adj. 最低的

 

语法小结 Grammar
情态动词can和be able to, may

1.情态动词can 和be able to

can 和be able to 都可以表示有某种能力，但can只能用于现在时和过去时（could）,而be able to 可以用于任何时态。

I can do this job. 我能做这个工作。

I will be able to do this job soon. 我很快就能做这个工作。

如果表示“成功地做了谋事”时，只能用was/were able to，例如：

He was able to flee the country before the war broke out. 在战争爆发之前，他成功地逃离了这个国家。

2.情态动词may

may 表示允许或请求，和没有把握的推测。当may放在句首，表示祝愿。

May God bless you! 上帝保佑你！

He might be at home. 他可能在家里。

might 是may的过去时，但在表示推测时，不表示过去的时态，只是might表示的可能性比may小。

Might I use your pen? 我能用你的笔吗？

 

家庭总动员 Do it together
两人一组，一方朗诵下面的中文句子，另一方挑选出合适的翻译。

1.你可以开一个存款帐户。

2.我将能在银行帐户里存一千块钱。

3.你可以在支票上签名。

4.你能带上存折吗？

5.希望你能成功。

1.You can sign your name in this check.

2.Can you bring your bankbook with you?

3.May you success.

4.You can open a savings account.

5.I will be able to deposit 1000 Yuan in my bank account.

 

1 savings   

n.存款，储蓄

参考例句：

• I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
• By this time he had used up all his savings.到这时，他的存款已全部用完。

2 deposit   

n.定金，存款，矿藏；vt.使沉淀，寄存，储蓄

参考例句：

• There is too much deposit in a bottle of wine.酒瓶里有太多的沉淀物。
• The hotel requires a deposit for all advance bookings.旅馆规定凡预订房间都要先付订金。

3 deposits   

存放( deposit的名词复数 )； 订金； 寄存处； 储蓄

参考例句：

• Only a small fraction of a bank's total deposits will be withdrawn at any one time. 任何时候，一家银行的总存款只有少量会被提取。
• There are rich deposits of gold in those hills. 那些丘陵里埋藏着丰富的金矿。